A couple of my friends are planning a family. They've found a family planning centre and a doctor they like. Over a cup of coffee with the girls I learned that intrauterine insemination and IVF are much more affordable these days than I thought.

I'd heard from friends years ago that they'd pay around the $10,000 mark per IVF implantation. And I'd never really given any thought to the cost of insemination.
But it turns out the out of pocket expense for IVF is less than half that amount now and insemination is under $2000 a shot with BYO sperm.
This is one of my favourite Gary Larson cartoons :-)
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